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Text Smishing Scams. Responding Can Expose Both You And Your Phone to Identity Theft

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  • B.S., Texas A&M University

The Federal Trade Commission (FTC) is warning of a dangerous breed that is new of theft frauds called “smishing. ” Comparable to “phishing” frauds — authentic-looking email messages that seem to be through the victim’s bank, federal federal government agencies, or any other well-known organizations — “smishing” scams are text messages delivered to phones that are mobile.

Although the dangers of smishing scams are potentially devastating, the protection is straightforward. In line with the FTC, “Just do not text straight straight back. ”

The way the Trap is set by the Scammer. Exactly what A scam that is smishing text Might Appear To Be

The scarily convincing smishing scams work such as this: you can get an unanticipated text coming across from your own bank informing you that the bank account happens to be hacked into and deactivated “for your protection. ” The message will inform you to respond or “text straight back” to be able to reactivate your bank account. Other smishing scam text communications can sometimes include a hyperlink to a site you’ll want to go to so that you can resolve some non-existent issue.

The following is a typical example of among the scam texts:

“User #25384: Your Gmail profile happens to be compromised. Text straight straight back SENDNOW so that you can reactivate your account. ”

What’s the Worst That May Happen?

Usually do not respond to dubious or unsolicited texts, recommends the FTC, warning that at the least two bad things might take place when you do:

  • Answering the written text message makes it possible for spyware to be set up which will quietly gather information that is personal from your phone. Continue Reading →